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Credit Regulations

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Consumer Leasing Act
Full searchable text provided by Cornell Legal Information Institute.
http://assembler.law.cornell.edu/uscode/15/1667.html  details

Credit Repair Organizations Act
Full text of the law regulating credit repair organizations.
http://www.ftc.gov/os/statutes/croa/croa.htm  details

Equal Credit Opportunity
How the Equal Credit Opportunity Act (ECOA) protects consumers.
http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.htm  details

Equal Credit Opportunity Act
Full searchable text provided by Cornell Legal Information Institute.
http://assembler.law.cornell.edu/uscode/15/1691.html  details

Fair Credit Billing Act
FTC summary of the law governing "open end" credit accounts.
http://www.ftc.gov/bcp/conline/pubs/credit/fcb.htm  details

Fair Credit Reporting Act
The complete text (as amended October 2001) of the law governing credit reporting.
http://www.ftc.gov/os/statutes/fcra.htm  details

Fair Credit Reporting Act
FTC educational material and staff opinions on the FCRA. Also some information on the Fair and Accurate Credit Transactions Act of 2003 (called FACTA or the FACT Act).
http://www.ftc.gov/os/statutes/fcrajump.htm  details

Fair Debt Collection Practices Act
Full text of the law governing third party collection of debts.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm  details

Fair Debt Collection Practices Act
FTC Educational material and staff opinions on the FDCPA.
http://www.ftc.gov/os/statutes/fdcpajump.htm  details

Home Ownership and Equity Protection Act
Full text provided by Cornell Legal Information Institute.
http://assembler.law.cornell.edu/uscode/15/1639.html  details
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Credit Regulations

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